1. Introduction
Welcome to Money School (“App”, “Service”).
The App is operated by Dmytro Skorokhod, private entrepreneur (“we”, “us”, “our”).
By downloading, accessing, or using Money School, you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please do not use the App.
2. Description of the Service
Money School is an educational mobile application that provides AI-generated financial learning content, lessons, and recommendations based on information provided by the user.
The content is intended for educational purposes only and does not constitute financial, investment, legal, or tax advice.
3. Eligibility
You must be at least 13 years old to use the App.
If you are under 18, you may use the App only with the consent of a parent or legal guardian.
4. No Financial Advice Disclaimer
YMoney School does not provide professional financial advice.
- All content is general educational information
- We do not guarantee accuracy, completeness, or suitability
- Any financial decisions you make are entirely your responsibility
5. Subscriptions and Payments
5.1 Subscription Model
Some features of Money School require a paid subscription. Subscription details, pricing, and duration are shown in the App before purchase.
5.2 Billing
Payments are processed by Apple App Store
We do not store or process payment information
Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period
5.3 Managing Subscriptions
You can manage or cancel your subscription through your Apple ID settings.
6. User Responsibilities
You agree to:
- Provide accurate information where required
- Use the App only for lawful purposes
- Not attempt to reverse-engineer, abuse, or misuse the App
7. Intellectual Property
All content, design, logos, texts, and software in Money School are the exclusive property of Dmytro Skorokhod or licensed to us.
You may not copy, modify, distribute, or resell any part of the App without written permission.
8. AI-Generated Content
The App uses artificial intelligence to generate personalized educational content.
- AI content may contain inaccuracies
- Content is generated automatically and not manually reviewed
- We are not responsible for decisions made based on AI-generated content
9. Limitation of Liability
To the maximum extent permitted by law, we are not liable for:
- Any indirect or consequential damages
- Financial losses or missed opportunities
- Errors or omissions in educational content
Use of the App is at your own risk.
10. Termination
We reserve the right to suspend or terminate access to the App at any time if these Terms are violated.
You may stop using the App at any time.
11. Changes to the Terms
We may update these Terms from time to time.
Changes become effective when posted in the App or on the website.
12. Governing Law
These Terms are governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
13. Contact Information
If you have any questions about these Terms:
Email: .
Legal Entity: Dmytro Skorokhod, Private Entrepreneur